Loss Adjusters Are Independent Claims Specialists Who Assist In The Fair And Just Settlement Of Claims, Including Complex Or Contentious Claims, On Behalf Of Insurance Companies. They Help Policyholders Restore Their Property To Full Working Order. Within The Sector They Are Sometimes Referred To As Domestic Adjusters Or Commercial Adjusters.
Loss Adjusters Investigate At The Scene Of An Incident To Establish The Causes Of The Loss (damage Or Destruction Of Property) And Ascertain Whether It Is Covered By The Insurance Policy. They Are Able To Do This By Understanding The Legal Aspects Of Insurance Policies And By Engaging Other Experts, Such As Forensic Scientists, As Appropriate. They Then Write Reports For The Insurer, Assessing The Validity Of The Claim And Recommending Appropriate Payment.
Claims Could Be Caused By A Wide Range Of Incidents Including Flood, Accident, Fire (including Arson), Theft Or Fraud, Giving The Job Plenty Of Variety.